Losses resulting from insurance fraud cases are rising persistently all around the world. Most of these fraud cases surround auto or medicalinsurance. Although previously such crimes took place by the whims of the single person or a couple, but with time we can see the rise of insurancefraud rackets that specialize in giving form to their immoral plans. The evolution of such rackets has made the common people, not only the perpetrator of insurance fraud, but also targets of insurance fraud. Here are some traits which will help you to understand that you are a prospectivetarget of such a ring.
Take Extra Caution While Driving on Your Own
You might not be aware that someone is watching your movements, studying the way you drive and path you usually take. This is especially true if youdrive alone. Thereafter, they might conjure up a plan surrounding you, to claim fraud insurance. So you must be extra cautious while driving all alone. Usually, they target head on collision whereby the person silting on the other vehicle gets injured (most of which are false) and thereby the cons get a chance to claim a huge amount. Moreover, due to the rash driving if one person walking on the pavement is hurt, you will see that by the time the police arrive you will see more than one person is claiming that they were hurt. Such scams are executed by rackets to make money easily.
Medical Billing Frauds
Medical insurance are generally claimed by the third parties, like the hospitals from where you are getting your treatment. However, most often the third parties bill for services or products which have not been provided to the patient are false. But since the insurer has no proof supporting their allegations, they have to bear such burden.
Unnecessary Operations or Tests
Moreover, in many cases the insured person also fall prey to immoral practices of the doctors who are involved with the insurance fraud rackets. The medical practitioners suggest the patients some medicines or minor operations or tests which the patients do not need. But they engage in such practices because they want to claim the money from the insurer.
Avoid Cars That Are Not Driving Carefully
On the road, you may suddenly come across a car that is driving erratically. This is sign for potential danger, as this particular car driver might be a fraudster who is intentionally trying to bump into another car. This will aid him in asking for a huge compensation from insurance companies. These persons do not have a particular target but anyone can fall prey to his instigation and thus invite trouble.
Do Not Multitask While Driving
It is not at all advisable to talk on mobile, text or involve in any other activity while driving. It will distract the driver. They might screech their brakes in the right time to avoid collision with the car in front of them, but the others following it might just bump into it causing considerable damage. Thus, giving other people enough chance to get insurance claims because of your fault.
Therefore, insurers are no longer the sole suffers of insurance frauds. Even a commoner who has come out of home with the intention to go to office or attend a meeting can also fall prey to insurance scams. Click here to be more cautious and well informed to avoid unwanted troubles.